Park Home Insurance

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Residential Park Homes

Home / Park Home Insurance / Residential Park Homes

Great value park home insurance for residents

As someone who enjoys park home living all year round, we understand you have certain requirements that are different to holiday lodge owners.

That’s why Coast has spent a huge amount of time refining our park home insurance policy to offer you great value cover – including no claims bonus discount park home insurance.

There are lots of little extras too, from a 10% increase on your contents insurance during to December to account for Christmas gifts to £1,000 cover on refrigerated and frozen food.

The key benefits of our park home insurance policy include:

  • New for old cover on park homes
  • Fire, flood and storm damage cover
  • Accidental damage cover
  • Contents cover
  • Alternative accommodation (if your home becomes temporarily uninhabitable)
  • Legal expenses – including cover for disputes between home and site owners
  • Underwritten by Zurich Insurance plc and ARAG plc
  • No claims bonus for residential park homes
  • Reduced rate policy for retired customers aged 50 and over
  • Key Benefits

    • New for old cover on park homes
    • Accidental damage cover
    • Alternative accommodation
    • Expert claims service
    • No claims bonus (available for residential park homes)
    • Legal expenses cover including cover for disputes between home and site owners
    • £1000 freezer contents cover
    • Loss of money up to £500 whilst in the home
    • £2 million public liability

    Replacement of external door locks following theft of keys up to £300.

    Please note: Cover is subject to the policy terms and conditions. The policy does not cover you for general wear and tear or damage caused by poor maintenance.

  • Documentation

    You can download the following documents as PDF files (documents will open in a new window):

    • Terms Of Business
    • Summary Of Cover
    • Park Home Policy Document
  • Discounts & Excesses

    Discounts:

    • No claims discount of up to 20% (available for residential park homes)
    • Discounts are also available for retired customers aged 50 and above

    Excesses:

    • Standard excess:  £50
    • Excess on subsidence claims: £100
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Coast is a trading name of Park Home Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Register Number 306716). The company is registered in England and Wales with company number 2979679. The registered address is Helix House, High Street, Wadhurst, East Sussex TN5 6AA. Terms & Conditions | Accessibility | News & Events | Privacy | New Cookie Policy | Sitemap .